Locally Owned Independent Financial Firm

The firm where you work directly with Carrie and her  Client Service Associate Brennon — not a call center, not a rotating associate, not a corporate script. Independent advice for North Central Missouri and beyond.

Financial Guidance Built for Where You Are Right Now

Whether you're in your 30s and just starting to build, or in your 50s and preparing for what's next, Lockridge Legacy works with clients at every stage of the wealth-building journey. There's no minimum balance required to have a plan — only a decision to start.


Serving individuals, families, and small business owners across Chillicothe, North Central Missouri, and beyond through multi-state licensing.

A Name That Means Something in This Community

The Lockridge name has been part of Chillicothe's financial history since the early 1970s. Carrie's father built a reputation as a trusted CPA and investment advisor in this community over decades — and Lockridge Legacy Financial Services LLC was founded to carry that forward.


This isn't a franchise or a regional outpost of a national brand. It's a family business, built on a community relationship that spans generations.

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Two professionals in a modern office corridor, one holding a tablet and the other a notebook.

What to Know Before Your First Conversation With Us

What makes an independent financial advisor different?

Do I need a large balance to start?

Does Lockridge Legacy serve clients outside Missouri?

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Lombard doesn't develop or sell its own financial products; our Financial Professionals recommend products and services based upon knowledge, individual client needs and market conditions. It's a truly an independent experience for investors. Please review our Client Relationship Summary for additional details.